• NRO, NRE, FCNR, RFC: Tax and FEMA Implications for Returning NRI

    For an NRI it is a pain to understand the tax nuances for non-resident accounts. Situation becomes more troublesome when he returns to India as the taxation differs as per the residential status. In this post, I am offering a detailed overview of tax and FEMA compliances and implications on various accounts. Also, as far…

  • Taxation of UK pension in India

    There’s a good chance that an NRI returning from UK has an accumulated pension in UK and there’s a need to understand tax and associated implications on that particular income in India to be compliant with the Indian laws. In this post, I will be sharing insights on taxation of UK pensions in India as…

  • Taxation of salary income received from US employer in India

    It may happen that an Indian resident is sent to USA on some deputation work, or a USA resident comes to India and renders services here. These situations can give rise to double taxation whereby both USA and India will try to tax this income. In such a situation, tax implications arise from the point…

  • Tax & Compliance Guide on USA Social Security Benefits on Return to India

    Many people who go to USA for employment end up settling for a longer duration and take up citizenship of USA. During their time in USA, they are required to contribute towards social security in the form of tax. When these people return, they are usually eligible to the periodic social security benefits after a…

  • Taxation of employee benefits received by expats working in India

    For an expat working in India, one can see a pattern of salary components as follows: In such cases, there is a strong possibility that the Income Tax Department would want to tax all the above amounts as perquisite in the hands of the employee, going by the plain wordings of Section 15 to 17…

  • TDS rules for NRI investments

    Under the Indian Income Tax Act, Section 195 contains a mandatory requirement of Tax Deduction at Source (TDS) for any payment to a Non Resident Indian (NRI) as per the rates in force at that point in time.  One reason for this is that in case of non-residents, the income tax department want to be…

  • Guide on TDS implications for NRIs

    Today let us discuss about TDS on payment to NRI. To give a brief overview, we have Section 195 of the Income Tax Act which deals with this issue, and that section says that ANY payment to a non-resident attracts TDS at the rates in force. There are a lot of complexities in that section…

  • Guide to Liberalised Remittance Scheme (LRS) of RBI

    Till the time you are non-resident, RBI is not concerned what you do with your foreign earnings, where do you send it etc. But once you become a resident, there are restrictions on sending money outside India, as India still does not have a full capital account convertibility. In this regard, there may be a…

  • What should I do with my UK pension on return to India?

    A returning NRI who’s worked for a long time in UK may have a significant chunk of his UK savings locked in a pension which cannot be withdrawn till 55. For such NRI, a question is whether to retain the pension in UK or transfer it to a QROPS in India or other advertised overseas…

  • Seafarer Taxation under Indian Income Tax Act: Way forward after 2016 ITAT Tapas Kr. judgement

    Note – This post may be dated & tax position may have changed. Please stay tuned for update of this post. In case of personalised tax advice, contact me on contact@abhinavgulechha.com Some time back, I had written a post on the 2016 ITAT judgement in the case of  Tapas Bandopadhyay Link Over the course of…


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