Category: USA NRI
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Gift City Investments by US returnees – US/India Tax & FEMA implications
Last updated – December 31, 2025 US NRIs who are non-citizens non-domiciliary of US and plan to return to India and have significant investments back in the US and don’t want to move everything to India in INR suffer from the risk of estate tax on their US investments – basically their US-situs investments >…
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How US-Based NRIs Can Create a Tax-Efficient Regular Income Stream for Family Members in India
Last Updated – August 07, 2025 For many Non-Resident Indians (NRIs) living in the United States, there’s a growing desire to support aging parents or dependent family members back in India through a regular, tax-efficient income stream. However, navigating this seemingly simple objective involves a maze of regulatory pitfalls and cross-border tax traps — particularly…
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FIRE Strategy by US-based NRIs planning to Return to India – Tax/FEMA considerations
Hello, and welcome. This is Abhinav. And in this video, I’m covering some, tax considerations for people who are based in US, Indian expats based in US, and who, follow the fire strategy, financial independence retire early. So, basically, it’s a strategy where, a person wants to save and invest aggressively so that, he, you…
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Pre-Immigration Planning Tips for Indian residents moving to US
In this video, Abhinav is discussing some Pre-Immigration Planning Tips for Indian residents moving to US. Video transcript below (kindly note that auto-transcription can contain errors): Hello. This is CA Abhinav, and I welcome you. In this video, I’ll be discussing some points on how you can plan and reduce your US tax liability before…
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Should I withdraw my 401K/IRA on return to India?
Important note – This post is dated. Please check updated post here – https://abhinavgulechha.com/401k-traditional-ira-withdrawal-scenarios-on-return-to-india/ What to do with your 401K/IRA after return to India is an important decision for many returning NRI families given that if you’ve stayed out of India for long, this forms a good chunk of the overall investment corpus. However, answer…
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Taxation of 401K/IRA (USA) in India
Important Note – This post is dated. Please check updated version here – https://abhinavgulechha.com/401k-traditional-ira-taxation-in-india/ Most of the returning NRIs from USA who have spent considerable time abroad have a good chunk of the total investment corpus invested in 401K plans and hence have a question on taxation of their 401K/IRA investments in India. 401K/ IRA…